Will writing is not part of the Intrinsic Financial Services offering and is offered in our own right. Intrinsic Financial Services accept no responsibility for this aspect of our business. Will writing is not regulated by the Financial Conduct Authority.
Insurances are put in place to cover worst-case scenarios and are there to protect individuals and families against the financial implication of life-changing events such as death, critical illness and loss of income through being off work long term via sickness or unemployment.
Our protection planning service is designed to analyse and quantify a client’s needs. We help protect our clients, leaving them to enjoy life and focus on what is really important knowing that they have peace of mind if anything was ever to happen.
There are many different types of protection needs depending on your personal circumstances and our advisers can guide you on what is best for you and your family. Start your journey here today and get the advice you need.
There are other providers of Payment Protection Insurance [Short-Term Income Protection] and other products designed to protect you against loss of income. For impartial information about insurance, please visit the website at www.moneyadviceservice.org.uk.
- Family protection
Your family and loved ones are the most valuable asset you have and also probably the asset that relies on you the most too? Families need peace of mind in the event of premature death of a parent/loved one that their lifestyle and financial security remains intact. This security will enable children to try and obtain some normality and the surviving parent/loved one to grieve without the added stress of financial worries. Please take this opportunity to watch “Clare’s Story”. Clare is a valued client of FA and we thank her for allowing us to share her story.
- Income protection
Imagine if you owned a money making machine and each week you turned it on and it provided you with a lump sum of money to pay your bills, if such a machine existed what would you insure it for? You are that machine and your income fuels not only the basics such as food, water and a roof over your head but also your lifestyle and all your long term plans. It is so important to protect your income in case of long term sickness or unemployment.
- Serious / Critical Illness protection
We all likely to know someone or we are aware of a story of someone who has suffered or is suffering from a serious/critical illness. These events are common place and whilst receiving treatment and recovering from such events the first thing on our minds should not be any financial worries. Sadly, without advice, financial concerns usually are the biggest worry when, in realty, we should be focusing on our families and getting the best treatment possible to assist our recovery.
- Private Medical Insurance
As a nation we are very fortunate to have a National Health Service but we are all aware how much pressure the service faces in terms of waiting times and financial constraints. Many years ago, Private Medical Insurance was considered a luxury product but now it is increasingly considered a necessary product to ensure people receive the right treatment at the right time by the right person. How long can you afford to be off work waiting for an operation or how long are you prepared to wait to obtain medical advice/opinion?